Summa
by Appflare
AI bookkeeping

Books that stay clean. Tax prep that isn't painful.

Summa connects your bank and cards, uses AI to categorize every transaction, scans and matches receipts, and assembles an accountant-ready package: ledger, P&L, reconciliation, and flagged-item notes, so your CPA gets structured data instead of a shoebox.

Interactive walkthrough with sample books and accountant export, no signup needed
app.summa.io/books

January–June 2026 books

Acme Studio LLC · Chase + Amex connected · Last sync 3 min ago

Auto-categorized
94%
+6pt vs last month
Needs review
3
tap to confirm
Receipts matched
847
98% match rate
Net profit YTD
$42.8k
on track

Transactions

24 this period
94%
Auto-categorized
1-click
Accountant export
~50%
Less CPA cleanup time
Year-round
Books stay tax-ready
How it works

From messy bank feed to CPA-ready package

Summa follows the workflow accountants actually want: continuous categorization during the year, not a panic cleanup in March.

Bank & card sync

Connect business checking, credit cards, and payment processors. Transactions flow in automatically, or upload a CSV if you prefer not to link accounts yet.

AI categorization

Summa learns your vendors and maps expenses to the right categories and tax lines. Software, travel, meals, contractors, each tagged consistently month after month.

Receipt OCR & matching

Snap, forward, or upload receipts. AI reads vendor, date, and total, then matches each receipt to the bank transaction it belongs to.

Review queue

Ambiguous purchases land in a short review queue. One tap confirms the category, and Summa remembers your choice for next time.

Live reports

Profit and loss, expense breakdowns, and cash flow update as transactions categorize. Know where you stand before year-end, not after.

Accountant package

Export ledger, P&L, category totals, reconciliation, receipt archive, and a memo on flagged items in one ZIP your CPA can open and work from immediately.

Built for owners with accountants

Your CPA gets structure, not a shoebox

Most small business owners do not need another full accounting suite. They need clean, categorized books all year and a single export that saves their accountant hours of sorting. That is what Summa is built for.

  • Categories map to tax lines, so expense totals roll up correctly for filing.
  • Receipts stay attached to the transactions they support, audit-ready.
  • Flagged memo explains edge cases so your accountant does not have to guess.
The takeaway

Stop dreading the conversation with your accountant

94%

Of transactions categorized automatically once Summa learns your business patterns.

1

Export bundles ledger, reports, receipts, and notes, everything your CPA asks for first.

0

Weekend spreadsheet marathons before tax season if you review books monthly.

Works with how you already bank and file

Bank feeds Credit cards Stripe / PayPal CSV import QuickBooks export
Who it's for

Owners who want clean books without becoming bookkeepers

Solo founders & freelancers

Track deductible expenses, match receipts, and hand your CPA a Schedule C-ready summary without learning accounting software.

Small business owners

LLCs and S-corps with an external accountant who need year-round categorization, not a March scramble through bank statements.

Agencies & studios

Teams with mixed income streams, contractor payments, and software subscriptions that need consistent books across multiple accounts.

My accountant used to spend the first two hours of every engagement just sorting transactions. With Summa's export package, she opens the ZIP and starts on strategy. My bill dropped and my books actually make sense.
Kara P.Owner, design studio
FAQ

Questions about Summa

Summa is AI bookkeeping software for business owners. It connects to your bank and cards, auto-categorizes transactions, scans receipts, and builds an export package your accountant can use for tax prep without weeks of cleanup.

The package includes a categorized general ledger (CSV), monthly profit and loss summary (PDF), expense totals by category, bank reconciliation report, matched receipt archive (ZIP), and a memo on flagged transactions that need human judgment.

No. Summa handles categorization, receipt matching, and report assembly. Your CPA still reviews the books, advises on tax strategy, and signs off on filings. Most owners cut billable cleanup hours significantly.

Summa learns your vendors and patterns over time. Most transactions categorize automatically; ambiguous purchases land in a review queue where you confirm with one tap. A quick monthly review keeps year-end clean.

Contact Appflare for a quote. We configure your chart of accounts, import historical transactions, set up receipt workflows, and train categorization for your business type. Typical setup is 2 to 4 weeks.

Ready for books your accountant will thank you for?

We configure Summa for your accounts, categories, and receipt workflow, then roll it out so your books stay tax-ready all year. Built by Appflare.

Typical engagement: 2–4 weeks · bank sync and accountant export included